Selain Lopicic, Persib masih harus bermain tanpa I Made Wirawan (cedera), serta Febri Hariyadi yang menjalani TC bersama Timnas Indonesia di bawah asuhan Simon McMenemy.
"Tapi, pemain yang lain kondisinya bagus, apalagi Supardi dan Vizcarra sudah kembali. Yang tidak main, Lopi dan Made Wirawan karena cedera dan Febri ke Timnas," jelas Radovic di lapangan Saraga ITB, Kota Bandung, Selasa (5/3/2019).
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Disinggung Persebaya juga kehilangan lima pemain andalan karena dipanggil ke TC Timnas Indonesia, seperti Hansamu Yama, Otavio Dutra, Ruben Sanadi, Osvaldo Haay, dan Rahmat Irianto, pelatih asal Montenegro itu tidak terlalu memikirkan kekuatan tim asuhan Djadjang Nurdjaman tersebut.
"Saya tidak tahu berapa pemain mereka yang ke Timnas karena kami juga sama. Beberapa pemain tidak bisa main untuk pertandingan nanti," imbuh Radovic.
Mengenai kekuatan Persebaya, Radovic mengakui tim berjulukan Bajul Ijo itu tim yang bagus, terlebih saat main nanti akan mendapat dukungan langsung dari suporter fanatik mereka, Bonek.
"Tapi, kami sudah siap untuk menang dan saya berharap pemain kami bermain lebih kerja keras lagi untuk memenangi pertandingan," harap Radovic.
Lebih lanjut, Radovic menegaskan tidak peduli dengan ketajaman striker Persebaya. Ia yakin pasukannya mampu menghalau serangan yang dibangun tim lawan.
"Setiap pertandingan berbeda, kemarin kami melawan Tira Persikabo dan besok lawan beda. Di sepak bola tidak bisa sama, yang penting semua siap," tegas pelatih Persib berusia 43 tahun ini.
Sumber dari Bola.com
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Insurance is tricky. It's not like buying a chair or a shirt or groceries. When you buy insurance, you're buying a promise. It's a promise that if something catastrophic happens to your business, your carrier is going to assist you to make your business whole again. Sometimes, though, it's tempting to question the value of insurance because it is an intangible product.
Let's back up and take a big-picture view of why insurance matters. Here are seven reasons why insurance is important. What more would you add?
1.) Insurance Keeps Commerce Moving
In the days after the 9/11 attacks, there were many worries about insurance coverage. Acts of war are not covered by insurance. Was terrorism an act of war? The big question was, How would the 9/11 attacks be classified? Fortunately, the insurance industry decided the attacks were not an act of war.
However, after 9/11, some insurers began excluding terrorism. But the federal government stepped in and required coverage in the name of keeping commerce moving. In this case, insurance likely prevented many businesses from avoiding terrorist-targeted operations, such as refineries and chemical haulers.
2.) Lenders Require Insurance
This reason is tied to No. 1. Lenders require that you have insurance. Think about it: Mortgage lenders want proof of insurance before you buy or build a new building. In short, to get the money your business needs to keep going, it’s likely you enjoy the benefits of insurance. Without insurance, your winning business model can't get the funding it needs to take its first step, or your established business model can't get the funding to evolve and better compete.
3.) Insurance is Compulsory in Some States
Insurance is important because sometimes it's the law! A great example of this is auto insurance. Auto insurance is compulsory in Wisconsin (home of HNI HQ). Auto insurance helps mitigate the risk of life on the road (of which there are many!). Workers' compensation is a form of compulsory insurance that's required in most states.
4.) Insurance Grants Peace of Mind
Insurance, an intangible, provides another intangible: peace of mind. Business owners can take on certain business ventures because they can shift the risk — thanks to insurance. This reason is the counterpart to No. 2 — lenders require insurance. Insurance is the required (by lenders) safety net that lets entrepreneurs explore opportunity.
5.) Insurance Ensures Family and Business Stability
Insurance is a safety net for when risks go wrong. Life insurance can support the life of a family, should a member be lost. It’s similar for a business. Should a key member or piece of equipment go out of commission, the business can carry on, thanks to insurance. This reason why insurance is important dovetails nicely with peace of mind (No. 4). It all goes back to the idea that insurance, when activated, makes policyholders whole again.
6.) Insurance Protects the Small Guys
When you look at your industry, you see the "big guys" and the "small guys." If a risk goes wrong, the big guys will be able to survive. They can take a hit. But the little guys can't take a hit. As a result, they are more risk averse, and in some cases, they sell out to the big guys. If enough little guys leave the industry (and one big guy swallows them up), you're left with a monopoly. With insurance, however, the little guys have support if they want to take a risk, which means they stick around longer. What it comes down to is that insurance helps prevent monopolies from forming.
7.) Insurance is the Right Thing to Do
A sobering example of insurance in action is the West Fertilizer Co. explosion in Texas this spring. The explosion did $100 million in damage to the community, including schools and hospitals. The fertilizer company had only $1 million in general liability coverage.
