Bola.com, Bandung - Striker Persib Bandung, Patrich Wanggai tak mau ikut pusing dengan perubahan jadwal melawan Persija Jakarta pada pekan ke-23 Gojek Liga 1 bersama Bukalapak. Semula, laga itu akan digelar 23 September lalu menjadi 25 September 2018.
Perubahan itu terjadi karena Kepolisian Kota Bandung tak ingin berisiko karena laga bertepatan dengan jadwal dari KPU untuk memulai tahap kampanye Pileg dan Pilpres 2019.
Wanggai memastikan akan siap tempur sekalipun jadwal pertandingan mengalami perubahan. Sebagai pemain profesional, tidak ada alasan untuk tidak siap.
"Sebagai pemain saya harus siap. Kapan pun main, kami harus siap," tegas Wanggai di Bandara Husein Sastranegara, Selasa (18/9/2018).
Namun, pemilik nomor punggung 88 ini berkeinginan agar jadwal melawan Persija bisa digelar sesuai dengan yang ditetapkan PT Liga Indonesia Baru (LIB). Alasannya untuk menjaga ritme pertandingan karena timnya baru saja meraih kemenangan atas Arema FC dan Borneo FC seusai libur Asian Games 2018.
"Harapannya tepat sesuai jadwal awal, apalagi kemarin libur lama. Terus kami juga sudah dapat ritme permainan. Sekarang harus tunda lagi," katanya.
Perubahan jadwal laga Persib kontra Persija bukan kali pertama terjadi. Pada putaran pertama, jadwal laga penuh gengsi ini mengalami perubahan, bahkan harus tertunda cukup lama.
Laga tersebut awalnya akan digelar di Stadion Gelora Bung Karno (GBK) Jakarta, 28 April. Namun hal itu urung dilaksanakan karena pihak kepolisian tidak memberikan izin lantaran berdekatan dengan Hari Buruh Internasional pada 1 Mei.
Duel Persija versus Persib akhirnya digelar pada 30 Juni dengan lokasi di Stadion Perguruan Tinggi Ilmu Kepolisian (PTIK), Jakarta Selatan.
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What is 'Life Insurance'
Life insurance is a contract between an insurer and a policyholder in which the insurer guarantees payment of a death benefit to named beneficiaries upon the death of the insured. The insurance company promises a death benefit in consideration of the payment of premium by the insured.
BREAKING DOWN 'Life Insurance'
The purpose of life insurance is to provide financial protection to surviving dependents after the death of an insured. It is essential for applicants to analyze their financial situation and determine the standard of living needed for their surviving dependents before purchasing a life insurance policy. Life insurance agents or brokers are instrumental in assessing needs and establishing the type of life insurance most suitable to address those needs. Several life insurance channels are available including whole life, term life, universal life, and variable universal life (VUL) policies. It is prudent to re-evaluate life insurance needs annually, or after significant life events like marriage, divorce, the birth or adoption of a child, and major purchases, like a house.
How Life Insurance Works
There are three major components of a life insurance policy.
Death benefit is the amount of money the insurance company guarantees to the beneficiaries identified in the policy upon the death of the insured. The insured will choose their desired death benefit amount based on estimated future needs of surviving heirs. The insurance company will determine whether there is an insurable interest and if the insured qualifies for the coverage based on the company's underwriting requirements.
Premium payments are set using actuarially based statistics. The insurer will determine the cost of insurance (COI), or the amount required to cover mortality costs, administrative fees, and other policy maintenance fees. Other factors that influence the premium are the insured’s age, medical history, occupational hazards, and personal risk propensity. The insurer will remain obligated to pay the death benefit if premiums are submitted as required. With term policies, the premium amount includes the cost of insurance (COI). For permanent or universal policies, the premium amount consists of the COI and a cash value amount.
