Ketiga klub tersebut merupakan 'pemain lama' dalam sejarah sepak bola Indonesia. Klub-klub yang sudah berdiri puluhan tahun silam, bahkan sebelum negara bernama Republik Indonesia ini berdiri.
Tongkat kepemimpinan klasemen Liga 1 2018 saat ini masih dipegang Persib Bandung dengan raihan 45 poin. Sementara PSM Makassar berada di belakang Persib dengan margin hanya satu poin. Diikuti Persija Jakarta yang tertinggal tiga angka, yakni dengan raihan 42.
Sementara nasib berbeda justru dialami dua klub era Perserikatan lainnya, Persebaya Surabaya dan PSMS Medan. Keduanya masih tercecer di papan bawah liga.
Persebaya bertengger di peringkat ke-14 dengan raihan 29 poin, sedangkan PSMS lebih hancur lagi karena menjadi klub juru kunci dengan raihan 24 poin. Bicara realistis, peluang keduanya untuk menjadi juara Liga 1 2018 terbilang tipis dengan sembilan laga sisa.
Jadi, mari sejenak fokus pada persaingan ketiga klub era Perserikatan yang saat ini berada di papan atas Liga 1. Dengan sembilan laga sisa, PSM Makassar menjadi klub yang bakal ekstra sibuk.
Sebab, klub berjuluk Juku Eja itu masih akan berjumpa dengan seluruh klub era Perserikatan yakni Persib Bandung (24/10/2018), Persebaya Surabaya, Persija Jakarta, dan melakoni laga penutup liga kontra PSMS.
Sedangkan Persija menjadi yang agak diuntungkan karena hanya akan menghadapi Persebaya dan PSM. Adapun Persib masih akan berjumpa lawan lama semisal Persebaya, PSM, dan PSMS.
Segala sesuatu memang masih bisa terjadi dalam sembilan laga tersisa musim ini karena margin poin di luar ketiga klub tersebut masih terjangkau. Masih ada Madura United, Bhayangkara FC, hingga Borneo FC yang siap bersaing dalam perburuan gelar Liga 1 2018.
sumber dari bola.com#persib bandung
Building a strong
financial foundation in your 20s begins with having the right tools. A budget
is one thing you'll need, especially if you're focused on building an emergency
fund, saving for retirement or paying off debt. Life insurance is something else
you may want to add to your toolbox.
But does life
insurance for young adults make sense? A 2017 Princeton survey commissioned by
InsuranceQuotes.com found that 65 percent of 18 to 29-year-olds don't have life
insurance. Of those who lacked coverage, 71 percent said it wasn't necessary
because they're young and healthy.
There are,
however, some good reasons to consider buying life insurance in your 20s.
The Benefits of
Life Insurance for Young Adults
Life insurance
can fill several different financial needs. First and foremost, it can replace
lost income for your loved ones if you leave behind a spouse or children who
depends on your paycheck to cover day to day expenses.
If you're a
20-something, you're more likely to be single and childless—but that doesn't
mean you'll stay that way. You may decide to settle down in your 30s or later
and at that point, the appeal of life insurance may become clearer. The
downside, however, is that by waiting to buy, you may be facing higher
premiums. As a general rule, life insurance for young adults is less expensive
the younger you are when you initially purchase it.
Aside from
replacing lost income, life insurance can also be used to pay off any debts
owed by your estate. In your 20s, your largest debt may be student loans.
According to Federal Reserve data, 20-somethings who owe student loans carry an
average balance of just over $22,000. Federal student loans are automatically
canceled and discharged. That includes Parent PLUS loans. If you owe private
student loans that your parents cosigned for, on the other hand, it's a
different story.
Legally,
cosigners share equal responsibility for a debt. If your parents cosigned on
your loans and you pass away, your lender may still expect them to pay what's
owed. A life insurance policy could allow your parents to zero out the rest of
the debt.
Life insurance
can also reduce the stress of paying for funeral or burial costs, or any other
final expenses. The National Funeral Directors Association puts the median cost
of a funeral at $8,508, while cremation costs a median of $6,078. Even a small
life insurance policy could be a good investment if you don't want to saddle
your loved ones with those costs.
